Optimizing Your American Express Rewards Card

If you have an American Express rewards account, you know that there are plenty of rewards for you to take advantage of. Whether you have already accumulated a lot of points or are just starting out, there are some tips and tricks that can help you to maximize your AMEX rewards. They include:

Get the Introductory Bonus

If you do not have an American Express rewards card yet, you should look for an introductory bonus for signing up. It will be one of the easiest ways to collect reward points and will start your membership with a bang. In fact, there are a few different bonus deals, so you may want to do some research first to get the reward that you want.

Some of the best include the Qantas Ultimate Card, Velocity Platinum Card, David Jones American Express Platinum Card, and the Qantas Platinum Card.

Add Someone to Your Account

Earn points faster if you team up with someone that you can trust, like a spouse or another family member, you can add a Supplementary AMEX credit card. Your will earn reward points from eligible purchases the Supplementary AMEX cardholder makes. You can get as many supplementary accounts as you want.

Use Your Card in Smart Locations

If you pay attention to when and where you use your AMEX card, you will be able to build up points much more quickly. If you use your card at the supermarket, you will be able to earn double rewards. If you use it at major gas stations, you will get the same rewards. There is a list of where you can get these special double and triple points. Each card is different, so make sure you look up the terms and conditions of your individual cards.

Shop Locally

If you do not like to shop at bigger, chain stores and you want to support your local businesses, you do not have to miss out on the rewards. Instead, American Express has a Local Champion Game that allows you to earn up to 10,000 bonus points at local stores when using the app. You compete against other shoppers, and whoever has the highest number of transactions in a 30-day period is the local champion. From there, you will receive 1 bonus point per dollar spent, which which could increase to as much as 4 points per $1.

Refer a Friend

If you have a friend who needs a credit card for whatever reason, ask them to use you as a referral. If they are approved, you will get bonus points. You can get as many as 200,000 points per year through referrals. A link is available through your AMEX app.