Picking out a business credit card for your company can be difficult because you have to weigh the pros and cons of each one – and there will be pros and there will be cons. A lot of it has to do with your spending habits, business habits, and even what you do in your personal life.

Here are a few tips for picking a business credit card:

Know Fees

Almost every credit card has fees. You have to look through the paperwork you sign, sometimes reading into the find print, to see what exactly you are paying for when you sign up for a credit card. Know about yearly fees, interest rates, and even penalties for not using your card. You may want to check out late fees as well – some are much higher than others.

Amount

What is the limit of your credit card? Each card will go about finding a limit for you in a slightly different way. It is up to you to determine how much you need. When you are just starting out, you might feel like you need more, but that isn’t always available. Do your best to seek out cards that will give you what you need, but won’t allow you to overspend.

Benefits

Sometimes, certain carts will give you benefits that you might not get anywhere else. Airlines, hotels, restaurants, and more will give you access to their ‘premier’ spaces just by using your card. SOmetimes you’ll get a free upgrade on your room, free breakfast, free wi-fi, or just a more private space to hang out while you wait for a flight. These might not make a huge different for everyone, but some people will enjoy the little perks.

Earning Miles

Do you travel quite a bit for work? If so, earning miles through your credit card points could be a great way to save you some money. Make sure to pick a credit card that goes with your favorite airline (they don’t all work together) and focus on which cards give you the most rewards.

Some cards will give you more points for shopping in grocery stores, office supply stores, or going out to eat at certain restaurants. These are all things you use in your daily life and your business life – so why not make them work for you?

The most important thing you can do when picking a business credit card is to focus on the cards that will do more for you.